Financing & Insurance — Thousand Oaks, CA

Treat Your Smile toComprehensive and Affordable Dentistry

Great dental care should feel within reach, not out of budget. At Next Smile+Implant, our team takes the stress out of paying for care — setting up flexible monthly financing, verifying your benefits, and filing your claims — so cost never stands between you and the care you need.

Payment Options

We keep the payment process simple, from using your dental insurance to setting up flexible monthly financing. Whatever your situation, we have options to help you move forward with the care you need.

If you have insurance, our team will verify your benefits, file your claims, and help you get the most from your coverage. And for patients paying on their own, we offer financing and in-house plans that fit a range of budgets.

Our Dental Financing Partners

We work with several trusted financing partners so you can spread the cost of care into manageable monthly payments and choose the plan that fits you best.

Cherry

Cherry offers flexible monthly payment plans, and you can check whether you qualify with no hard credit check. Applying takes about a minute, and our team can help you set it up right in the office.

  • No hard credit check to see if you qualify
  • Quick application, often about a minute
  • We can help you apply in the office
Ask About Cherry

CareCredit

CareCredit is a healthcare credit card that lets qualified patients spread treatment into convenient monthly payments, often with interest-free options. You can apply online or by phone in minutes, then bring your account details to your visit.

  • Convenient monthly payments
  • Interest-free options for qualified patients
  • Apply online or by phone in minutes
Apply with CareCredit

Onderful

Onderful matches you with multiple lenders through a single application, using a soft credit check that does not affect your score. One short form shows you several offers at once, so you can compare terms and choose the plan that fits your budget.

  • One application, multiple lender offers
  • Soft credit check, no score impact
  • Compare terms and choose what fits
Ask About Onderful

No Insurance? No Problem.

You do not need dental insurance to get great care here. Our in-house membership plan gives you 15% off eligible treatment, with your routine care built right in, no claims and no waiting periods. It is a simple, affordable way to keep your smile healthy and save on the treatment you need.

Frequently Asked Questions

Have a question about payment or coverage? Here are the ones we hear most.

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How much will my treatment cost?

Your cost depends on the treatment you need and the plan we build together, and financing lets you break the total into affordable monthly payments. You will always receive a clear estimate before you commit to anything.

Do I need dental insurance, or can I pay in cash?

You do not need insurance to be a patient here. We accept cash, debit, and credit cards, and offer several options for patients paying without coverage, including flexible monthly financing and our in-house membership plan.

Do you offer financing for patients?

Yes. We work with trusted financing partners, Cherry, CareCredit, and Onderful, to offer flexible monthly payment plans. Onderful matches you with multiple lenders through one soft-check application, Cherry lets you see if you qualify with no hard credit check, and CareCredit offers interest-free options for qualified patients.

Do I need great credit to qualify for financing?

Each financing partner has its own approval criteria, and some options work for a wide range of credit situations. Onderful can match you with several lenders at once, often with a soft check that does not affect your score.

What insurance do you accept?

We work with most major dental insurance plans and are glad to verify your specific plan before your visit. If you have questions about your provider, give our team a call, and we will gladly help with claims, questions, and paperwork.

What if I do not have dental insurance?

Financing is one option, and our in-house membership plan is another simple way to save, with 15% off eligible treatment and your routine care built right in. Our team will help you find the approach that makes your care as affordable as possible.

Make Great Care Affordable

We walk you through the financing options that fit your budget, verify your benefits, and file your claims. Book your visit and let us handle the rest.

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